Terms & Conditions

Last updated: 10 May 2026

Welcome to Virtual Universe Technology Private Limited ("Company", "we", "us"). By accessing our website or using any of our services and products (including Chartonix), you agree to be bound by these Terms and Conditions. Please read them carefully.

1. Acceptance of Terms

By using our website or services, you confirm that you are at least 18 years old and have the legal capacity to enter into a binding agreement. If you do not agree to these terms, you must not use our services.

2. Services Description

We provide AI-powered educational tools (Chartonix), web development, mobile app development, cloud services, cybersecurity, IT consulting, and related services. Service offerings may change from time to time without prior notice.

3. Educational Disclaimer (Chartonix)

Important: Chartonix is strictly an educational and informational tool. It is NOT registered with SEBI and does NOT provide:

• Financial, investment, or trading advice
• Buy/sell recommendations
• Any guarantee of accuracy, profit, or outcome

Users are solely responsible for their own decisions. Always consult a SEBI-registered investment advisor before making any financial decisions.

4. Subscription & Payment

• Subscriptions auto-renew unless cancelled before the next billing cycle
• Prices are listed in INR and are subject to applicable GST
• Payments are processed via secure third-party gateways
• We reserve the right to modify pricing with 30 days' notice

5. User Responsibilities

• Provide accurate and complete account information
• Keep your login credentials secure
• Use services lawfully and not for any prohibited activity
• Not reverse-engineer, copy, or redistribute our software
• Not share your account with others

6. Intellectual Property

All content, code, designs, logos, trademarks, and AI models on our platform are the exclusive property of Virtual Universe Technology Private Limited. You may not reproduce, distribute, or create derivative works without our written permission.

7. Account Termination

We reserve the right to suspend or terminate your account at our discretion if you:

• Violate these terms
• Engage in fraudulent or abusive activity
• Fail to make timely payments

8. Limitation of Liability

To the maximum extent permitted by law, Virtual Universe Technology Private Limited shall not be liable for any indirect, incidental, special, consequential, or punitive damages arising from your use of our services. Our total liability shall not exceed the amount you paid us in the previous 12 months.

9. Indemnification

You agree to indemnify and hold harmless Virtual Universe Technology and its affiliates from any claims, damages, or expenses arising from your use of our services or violation of these terms.

10. Modifications

We may update these Terms at any time. Continued use after changes constitutes acceptance. We will notify users of significant changes via email or website notice.

11. Governing Law

These terms are governed by the laws of India. Any disputes shall be subject to the exclusive jurisdiction of the courts in Mumbai, Maharashtra.

12. Contact Us

• Virtualuniversetechnology@gmail.com
• +91 9321255290 / +91 9455727497
• Plot No 11, Room No D6, Akurli Panchavati CHS, Mahada Road No, Lokhandwala, Kandivali East, Mumbai 400101